Marcel Miu, CFA, CFP®
Fast-Tracking Your Work Optional Date. Flat Fees Starting at $7,000. No % Fees.
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Serving Clients Nationwide
Fast-Tracking Your Work Optional Date. Flat Fees Starting at $7,000. No % Fees.
Areas of Focus
- Employee Stock Options
- Equity Compensation Options
- Investment Management
- Retirement Planning
- Taxes
About Marcel Miu, CFA, CFP®
You got the RSU vest notification, watched the shares hit your brokerage account, and did nothing because you weren't sure whether to sell or hold. You exercised stock options last year and the tax bill was double what you expected. You've told yourself for three years that you'll sit down and figure out whether early retirement is actually possible, but the spreadsheet keeps getting pushed to next weekend. Meanwhile, every quarter that passes without a real plan is quietly costing you.That's the exact problem Simplify Wealth Planning (SWP) was built to solve.
Most of our clients work at companies you'd recognize in tech, biotech, financial services, and consumer brands, earning $150k to $500k+ (and company stock). Some are mid-career and focused on optimizing every vest, minimizing the tax drag, and handling concentrated stock positions. Others are closing in on early retirement and need a plan that accounts for a 40+ year time horizon, bridging the gap before Medicare, and turning what they've built into income they won't outlive. We handle both sides of the equation.
I have 16 years of experience in financial services, including 13 years in the investment industry at J.P. Morgan and Cohen & Steers before starting my own firm. I'm a CFP and also hold the CFA designation, which is the gold standard credential for investing. My practice covers both financial planning and ongoing portfolio management, so nothing falls through the cracks between the plan and the implementation.
SWP charges a flat annual fee starting at $7,000 that covers everything: stock optimization, multi-year tax planning, early retirement income strategy, estate planning, and ongoing portfolio management. Most advisors charge a percentage of your investments (1%), which means your fee grows as your wealth grows, even if the advisor's work doesn't. SWP's model doesn't work that way.
If you want to know whether your current financial approach is actually working, we offer a free "Are You On Track" Snapshot. It's two meetings where we go through your full financial picture, model your goals, and show you exactly where the gaps are. No cost to you and no obligation to become a client to get the Snapshot.
Professional Designations
- CERTIFIED FINANCIAL PLANNER ®
- Chartered Financial Analyst (CFA)
Affiliations
- CFA Institute
- CFP Board
- Fee Only Network
- Flat Fee Advisors
- National Association of Personal Financial Advisors
Primary Location
Austin, TX 78701
Meeting Options
- Video Conference
- In-Person
- Phone
Compensation Methods
- Fee Only
- Flat Fee
- Offers Advice-Only Services
- One-time Financial Plan
What to expect in the first meeting
Click the 'Book Intro Call' button above to schedule a "Get To Know You Call". We'll discuss your unique circumstances and see how we can help. Our focus is on making it easy to turn stock compensation into wealth, reduce taxes, and live life your way.Offers Investment Management
Yes
About Simplify Wealth Planning
Price Range: $7,000 – $9,000 | Project-Based Plans Available: $4,000+Our clients earn everything from early-stage founder stock, restricted stock awards (RSAs), stock options (ISO and NSOs), RSUs (private and public companies), and ESPP shares.
SWP is proud to be a flat-fee wealth management firm. Transparent and easy-to-understand fees.
We work with clients locally in Austin, Texas and also serve clients virtually nationwide.
Education
Ohio University, B.B.A., Finance
Volunteer Experience
Marcel volunteers with FoodRescue US. FoodRescue US is a non-profit organization that combats food waste and hunger by connecting food donors with social service agencies through a network of volunteers. They facilitate the transfer of surplus fresh food from restaurants, grocers, and other food providers to communities in need.
Hobbies and Interests
- Animals
- Cooking
- Family
- Gardening
- Grilling
- Reading
- Sports
- Volunteering
- Wine
- Working Out
SEC Lookup
View DisclosureWho We Serve
- Corporate Executives
- Dual Income Family
- Families
- Gen X
- Gen Y / Millennials
- Gen Z
- Individuals
- Parents
- Technology Professionals
- Young Families
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Outstanding Financial Guidance: A Review of Marcel
Thoughtful Financial Advisor for Equity Compensation Clients
Great Insight on Tech Equity Compensation
Trustful, personalized advice
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