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Stephen M. Ruvituso

Fee-only financial advisor serving individuals, families, and institutions

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SYKON Capital Stephen M. Ruvituso
Jupiter, FL

Serving Clients Nationwide

Fee-only financial advisor serving individuals, families, and institutions

12 Certified Advisor Reviews™
5 out of 5 Stars
Jump to Reviews

(516) 208-8722

Website

Areas of Focus

  • Estate Planning
  • Financial Life Planning
  • Investment Management
  • Retirement Planning
  • Taxes

About Stephen M. Ruvituso

Hi, I'm Stephen Ruvituso. Family is everything to me. I cherish every moment in time with my wife of 35 years, Christy, and our three daughters – Gabrielle, Alexandra, and Devin– who are starting families of their own. As the founding partner of SYKON, I have developed an extended family within a multi-generational private wealth and asset management practice.

The journey to this point was not straightforward, but my work ethic and relentless positivity were formidable assets throughout my career. Upon graduating from Princeton University in 1982, I had my sights set on law school, but after funding my own undergraduate education, I would need to work and save to continue my studies. This led me to a job at a small municipal bond firm, and I never looked back.

I am proud to have worked with four generations of many clients, becoming a trusted and integral part of their families. I speak with clients regularly, and while many conversations revolve around portfolios and markets, you are just as likely to find me asking about how you and your family are doing and what is happening in your lives, while usually inquiring about some nuanced personal detail you may have once told me in passing. For me, our clients and their families are truly what makes this business great and what turned my job in municipal bonds into a career.

I am a resident of Jupiter, Florida, but I enjoy my summers with family and friends in Westchester County and Amagansett, New York. Aside from running SYKON and spending time with family, I enjoy playing golf at one of my clubs or watching my thoroughbred horses.

For me, SYKON is the embodiment of over 40 years of passionate work and a legacy that will continue for decades to come.

Primary Location

601 Heritage Drive, Suite 229 Jupiter, FL 33458

Additional Locations

📍 500 Mamaroneck Ave, Suite 435 Harrison, NY 10528

Video

Meeting Options

  • Video Conference
  • In-Person
  • Phone
Book Intro Call

Compensation Methods

  • Fee Only
  • Flat Fee
  • Percentage of Assets Managed

What to expect in the first meeting

I look forward to speaking with you and appreciate the opportunity to learn about what you are seeking to gain from a relationship with a wealth manager. During the first meeting, I try to get a sense of what is important to you in your life, how your finances play a role, and any other dynamics that may impact what you are trying to achieve. We can then decide if it makes sense to move to the next step.

Offers Investment Management

Yes

About SYKON Capital

Wealth isn’t just about what you earn, it’s about what you keep and what it enables you to do.

At SYKON Capital, we help individuals and families protect what matters most through independent, values-driven advice. As a fee-only firm, our only focus is doing what’s right for you, minimizing downside risk while positioning your wealth to grow with purpose and discipline.

We uphold the highest fiduciary standard and operate with the values that define who we are: prudence, fairness, independence, creativity, and ingenuity. Together, they guide every decision we make and every strategy we design, so you can move forward with clarity, confidence, and choice.

Our Services

✔️ Wealth Management

A holistic approach to managing your financial resources.

✔️ Financial Planning

A personalized blueprint designed to help you achieve your life goals by aligning your finances with your values and priorities.

✔️ Investment management

Behavioral insights drive strategies that align with your goals and adapt to changing market conditions to help keep your plan on track.

✔️ Tax & Estate Planning Coordination

Coordinating strategies to help preserve wealth, optimize tax outcomes, and align your estate with your goals.

Education

Princeton University, Bachelor's Degree

Hobbies and Interests

  • Baseball
  • Family
  • Golf

SEC Lookup

View Disclosure

Who We Serve

  • Baby Boomers
  • Business Owners
  • Corporate Executives
  • Dual Income Family
  • Entrepreneurs
  • Families
  • Gen X
  • Individuals
  • Young Families

Wealthtender® is a trusted, independent financial directory and educational resource governed by our strict Editorial Policy, Integrity Standards, and Terms of Use. While we receive compensation from featured professionals (a natural conflict of interest), we always operate with integrity and transparency to earn your trust. Wealthtender is not a client of these providers. Testimonials may not be representative of other clients’ experiences and do not guarantee future performance or success.

Trustworthy and Professional

✅ Wealthtender Certified Advisor Review™
Aug 4, 2026
You need to trust your professional advisors. Trust their integrity. Trust their competency. Sykon checks both those boxes. In addition, they are responsive and professional. I recommend them without hesitation.
Relationship to Financial Advisor: Client as of Aug 4, 2026
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
Disclosure: This testimonial reflects the client’s personal experience and may not be representative of the experience of other clients. It should not be construed as a guarantee, promise, or indication of future performance, investment results, or client experience. Investing involves risk, including the possible loss of principal. No testimonial should be viewed as a recommendation to engage SYKON or as investment advice.
Avatar for Michael C.
Michael C.

A wonderful company

✅ Wealthtender Certified Advisor Review™
Aug 4, 2026
It is a pleasure to do business with Sykon Capital. Everyone on the team has been wonderful, very professional, and I am very comfortable with how my affairs are being handled. They explain what is going on in detail so you are well informed and there are no surprises. I trust them with my affairs 100 percent!
Relationship to Financial Advisor: Client as of Aug 4, 2026
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
Disclosure: This testimonial reflects the client’s personal experience and may not be representative of the experience of other clients. It should not be construed as a guarantee, promise, or indication of future performance, investment results, or client experience. Investing involves risk, including the possible loss of principal. No testimonial should be viewed as a recommendation to engage SYKON or as investment advice.
Avatar for Elizabeth
Elizabeth

SYKON Capital

✅ Wealthtender Certified Advisor Review™
Aug 4, 2026
The people at Skyon are always there to help. Whether it is a specific investment question, tax information, etc. the response time is super quick and the detailed replies are very helpful. I would highly recommend the team at Sykon.
Relationship to Financial Advisor: Client as of Aug 4, 2026
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
Disclosure: This testimonial reflects the client’s personal experience and may not be representative of the experience of other clients. It should not be construed as a guarantee, promise, or indication of future performance, investment results, or client experience. Investing involves risk, including the possible loss of principal. No testimonial should be viewed as a recommendation to engage SYKON or as investment advice.
Avatar for Joe C
Joe C

Trust, Patience and Performance are key factors for us with the Sykon team

✅ Wealthtender Certified Advisor Review™
Aug 3, 2026
The uniqueness and authenticity of the Sykon team enable them to perform as standouts vs. their peers. The team of Todd, Joe and Julie, under Steve's leadership, have provided us with a true and trustful partnership. They have patiently guided us through a transition to their financial investment models and methodologies, and we have confidence in their offering. They are individually (and collectively) deeply knowledgeable, and they also offer connections to other support options/services which is very beneficial.
Relationship to Financial Advisor: Client as of Aug 3, 2026
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
Disclosure: This testimonial reflects the client’s personal experience and may not be representative of the experience of other clients. It should not be construed as a guarantee, promise, or indication of future performance, investment results, or client experience. Investing involves risk, including the possible loss of principal. No testimonial should be viewed as a recommendation to engage SYKON or as investment advice.
Avatar for Nancy
Nancy

Highly Recommend SYKON Capital!

✅ Wealthtender Certified Advisor Review™
Aug 3, 2026
I've had an excellent experience with SYKON Capital! Their team is knowledgeable, extremely responsive, and takes the time to explain everything in a way that's easy for me to understand. They focus on creating a strategy that aligns with my goals and they helped me stay focused on those goals too. I really appreciate how accessible they are whenever I have questions or need help. I feel confident knowing my investments are in good hand! I highly recommend them to anyone on the hunt for a trustworthy financial advisor.
Relationship to Financial Advisor: Client as of Aug 3, 2026
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
Disclosure: This testimonial was provided by a current client of SYKON. The client was not compensated, directly or indirectly, for providing this testimonial. This testimonial reflects the client’s personal experience and may not be representative of the experience of other clients. It should not be construed as a guarantee, promise, or indication of future performance, investment results, or client experience. Investing involves risk, including the possible loss of principal. No testimonial should be viewed as a recommendation to engage SYKON or as investment advice.
Avatar for Amy
Amy

Great people and great experience

✅ Wealthtender Certified Advisor Review™
Aug 2, 2026
The Sykon Team (Steve, Joe, Todd, Julie) are not only great people but also great stewards of wealth. No cookie cutter approach here - always analyzing, always evaluating, always being proactive.
Relationship to Financial Advisor: Client as of Aug 2, 2026
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
Disclosure: This testimonial was provided by a current client of SYKON. The client was not compensated, directly or indirectly, for providing this testimonial. This testimonial reflects the client’s personal experience and may not be representative of the experience of other clients. It should not be construed as a guarantee, promise, or indication of future performance, investment results, or client experience. Investing involves risk, including the possible loss of principal. No testimonial should be viewed as a recommendation to engage SYKON or as investment advice.
Avatar for Jeff R
Jeff R

Great Service

✅ Wealthtender Certified Advisor Review™
Aug 2, 2026
I have worked with the folks of Sykon Capital for years. Of course they are professional, but more importantly, they are attentive and responsive. They answer their own phones and if not immediately available, return calls promptly. They are proactive and always concerned for me and my family. You can find many other financial advisors. The question is, can you find better than Sykon.
Relationship to Financial Advisor: Client as of Aug 2, 2026
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
Disclosure: This testimonial was provided by a current client of SYKON. The client was not compensated, directly or indirectly, for providing this testimonial. This testimonial reflects the client’s personal experience and may not be representative of the experience of other clients. It should not be construed as a guarantee, promise, or indication of future performance, investment results, or client experience. Investing involves risk, including the possible loss of principal. No testimonial should be viewed as a recommendation to engage SYKON or as investment advice.
Avatar for Ron P
Ron P

Steve Ruvituso - Exceptonal Wealth Management

✅ Wealthtender Certified Advisor Review™
Jul 14, 2026
My parents, my siblings, and myself have trusted Steve Ruvituso and his team to manage 100% of our brokerage portfolios for many years. His relationship with my father spans decades. His team's investment philosophy and wealth management balances ROI, wealth protection, and long term planning. He is always available to discuss a client's portfolio and it is comforting to know that he and his team are managing our wealth when things get volatile. I would recommend that anyone avail themselves of his advice and services.
Relationship to Financial Advisor: Client as of Jul 14, 2026
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
Disclosure: This testimonial was provided by a current client of SYKON. The client was not compensated, directly or indirectly, for providing this testimonial. This testimonial reflects the client’s personal experience and may not be representative of the experience of other clients. It should not be construed as a guarantee, promise, or indication of future performance, investment results, or client experience. Investing involves risk, including the possible loss of principal. No testimonial should be viewed as a recommendation to engage SYKON or as investment advice.
Avatar for Thomas M
Thomas M

Completely Satisfied

✅ Wealthtender Certified Advisor Review™
Jul 9, 2026
I’m very pleased with the service provided and with my overall experience since deciding to utilize SYKON’s services. I strongly recommend them.
Relationship to Financial Advisor: Client as of Jul 9, 2026
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
Disclosure: This testimonial was provided by a current client of SYKON. The client was not compensated, directly or indirectly, for providing this testimonial. This testimonial reflects the client’s personal experience and may not be representative of the experience of other clients. It should not be construed as a guarantee, promise, or indication of future performance, investment results, or client experience. Investing involves risk, including the possible loss of principal. No testimonial should be viewed as a recommendation to engage SYKON or as investment advice.
Avatar for John A.
John A.

Outstanding Advisor - better person

✅ Wealthtender Certified Advisor Review™
Jun 4, 2026
Steve has been managing my family's assets for years. His performance has been outstanding in both good markets and bad. More importantly, Steve treats my family as his own. He thinks about how to best help young people as they mature and grow their financial life. He is the absolute best.
Relationship to Financial Advisor: Client as of Jun 4, 2026
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
Avatar for Michael
Michael

Expert Advice with a Personal Touch

✅ Wealthtender Certified Advisor Review™
May 29, 2026
I've worked with Steve for years and have always appreciated his thoughtful, client-first approach. What sets Steve apart is that he genuinely cares about his clients and their families, not just their portfolios. He takes the time to understand your goals and explains complex financial matters in a way that's easy to understand. His experience, professionalism, and personal attention have given me great confidence in my financial planning and the future for my family. I highly recommend Steve to anyone looking for a trusted financial advisor.
Relationship to Financial Advisor: Client as of May 29, 2026
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
Avatar for Jonathan C
Jonathan C

Sykon=Excellence

✅ Wealthtender Certified Advisor Review™
Oct 31, 2025
There are many service businesses, but none more important than the Financial Services Firm you choose to guide you through life and retirement. Sykon, born in June of 2023, is the firm you may not know about, but absolutely need to. Market Experience, wisdom, proprietary algorithmic technology, patience, and intelligence all blend together with an incredible attention to communication and service that is unmatched. Sykon is a family business with great people who understand the humanity and humility we all crave.
Relationship to Financial Advisor: Client as of Oct 31, 2025
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
Avatar for Artie A
Artie A
Get answers to frequently asked questions regarding the services offered by Stephen M. Ruvituso View Disclosures

FAQs

What makes you different?
There are three things that set us apart: We go beyond dollars and cents by aligning your financial plan with your values and the life you want to live. Our team-based approach means you’re supported by the expertise of the whole SYKON team, with integrated financial planning, investments, tax strategy, and estate planning all under one roof. Because we’re independent, fee-only fiduciaries, every decision is made in your best interest.
What if my financial advisor isn’t available?
A core tenet of our team approach is that clients are never left waiting on one person. We work as a team, and each member brings their own area of expertise to the table. That means whether your advisor is tied up or out of office, another member of our team will already know who you are, understand your situation, and be ready to step in seamlessly. In fact, part of the SYKON experience is getting to know multiple team members over time. You’ll have a team of professionals who can anticipate your needs and provide consistent, high-quality guidance so you always feel supported and connected.
How do you charge?
We charge either a percentage of your assets or a flat fee. All fees will be presented to you in a clear and transparency way prior to working together and at all times during the relationship. We are fee-only fiduciaries who are bound to put your interests before our own. We follow the fiduciary standard, the highest standard of care in the industry, in all matters concerning our practice. We do not accept commissions as a compensation method.
Do I have to live in New York or Florida?
We work with clients across the country.
Is there a minimum account size?
We work with clients of all portfolio sizes. There is no minimum. Upon request, we are able to provide planning-only services where we solely provide financial planning without managing your assets.
Where will my money be held?
Your assets will be held at the custodians, Charles Schwab, Goldman Sachs, or Altruist
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